Is it still possible to get the 90K welcome bonus offer for the American Express Gold Card, or has it been increased to 100K in public offerings now?
In the world of travel rewards and credit cards, the American Express Gold Card stands out as a popular choice for many. One of the card's attractive features is its welcome bonus, which can be significantly higher if you manage to unlock targeted offers. Here's a guide on how to increase your chances of securing a higher Amex Gold Card welcome bonus.
1. Check Your Amex Account Directly
Log into your American Express account and visit the Amex Gold Card application page. Amex often presents targeted offers with higher bonuses (up to 75k, 90k, or even 100k points) using a soft credit check that doesn't hurt your credit score.
2. Use CardMatch or Similar Tools
CardMatch is a free tool that performs a soft credit check to identify targeted credit card offers you might be eligible for, including elevated Amex Gold Card bonuses. It requires personal info but won't affect your credit score.
3. Stay Opted In for Targeted Emails
In your Amex account, go to account services → Alerts and Communications and opt in to receive new card and credit offers. Targeted email offers with better sign-up bonuses are often sent this way.
4. Use Referral Links from Eligible Friends
Sometimes the highest offers come from referrals. Ask friends who have an Amex Gold Card to send you their referral link and check if it offers an elevated welcome bonus (up to 100k points). If not, try from multiple friends or wait for better referral offers.
5. Experiment with Browsers/Devices
Some users report seeing higher targeted offers when applying on a different browser, in incognito mode, or from a different device (like laptop versus cell phone).
Remember, while some extra-large offers exist for the Amex Business Gold card, such very high targeted offers for the Personal Amex Gold Card are rarer but occasionally appear around the 90k–100k point range. The business card offers are a separate product line.
Currently, the public offer for the American Express Gold Card is to apply and find out if you're eligible for as high as 100,000 points after spending $6,000 in eligible purchases in the first 6 months.
Once you've got 90,000 Amex Membership Rewards points, you can use them in various ways. For instance, you can fly United Polaris business class to Europe and back with ANA, a transfer partner of Amex, for 100,000 miles round-trip. Alternatively, you can spend 36 nights at one of Hilton's hotels worldwide, as Amex points transfer to Hilton Honors at a 1:2 ratio.
The Amex Gold card offers several benefits beyond its welcome bonus. It earns 4x points at restaurants, including takeout and delivery in the U.S. (up to $50,000 per year, then 1x), and 4x points at U.S. supermarkets (up to $25,000 per year, then 1x). The card also offers up to $100 Resy credit, redeemable at any U.S. Resy restaurant and other eligible Resy purchases (distributed as $50 semiannually).
In conclusion, by following these steps, you increase your chance of unlocking targeted Amex Gold Card welcome bonuses above the standard public offer. Happy card hunting!
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4. Monitor Business News Sources for Targeted Offers
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5. Use Entertainment Perks for Better Rewards
Maximize the value of your Amex Gold Card by utilizing its entertainment-related perks, such as Uber credits and dining benefits. By leveraging these rewards, you can optimize your spending and accumulate more Membership Rewards points, ultimately enhancing your travel experiences and personal-finance management.
